In our Omni Token Platform, users can buy and sell cryptocurrency instantly with a minimalist approach. Each time our customer submits a request for the services mentioned above, our AI-powered engine will immediately match those special requests with all other requests in our platform and simply cross directly so that the enhanced services will be met without the physical transition of the asset. Through this, we can be able to charge a relatively low cost in a negligible period of time. In the case of unsuitable assets, the system will take special results from the buffer buffer OTPPAY (currency cryptocurrency / fiat) and fulfill the order just in time.
Buying and selling
We offer the best in its class, the user registration process where eKYC customers will be verified directly and users can start trading instantly. Our buy & sell OTPPAY feature will have an auto-trading facility so that once the user sets a predefined value, they can sit and relax while our app does the rest. All transaction details are recorded and available in the OTPPAY mobile app.
Exchanging
We offer flexible crypto / fiat exchange option in our mobile wallets, where one can switch the primary mode of payments or exchange from crypto-crypto, crypto-fiat, fiat-crypto and fiat-fiat instantly, one can enjoy the benefits of cryptocurrency market upsurge or be under shield mode when asset value falls down. Our architecture is robust and built with a mix of traditional security standards (PCI-DSS) and crypto securities. With our easy or simple user interface with quick access features, we will make our OTPPAY Exchange to standout from all other crypto exchanges in the market.
Send & Receive
Through our easy-to-use OTPPAY mobile app, one can easily transfer coins from one wallet address to another instantly. OTPPAY is working on the "SIMPLY SWAP" model we have planned to charge a low transactional cost among the major crypto players in the market. We also offer an updated pricing analysis with interactive graphics, so people can analyze the value trend before initiating a transfer.
Our chats will give you instant updates or instant notification on any and every transaction. We offer various methods for sending and receiving payments from the phone book, scanning QR codes or just tapping on NFC. Through our currency transfer option, one can choose or make a favorite currency as the primary one so that all receivables will be converted automatically to a particular cryptocurrency fiat currency.
OTPPAY Debit Card
Our ultimate goal is to replace or bridge the existing traditional banking system using Otppay Crypto Bank with payments, transfers, currency exchange and loan options from Blockchain. To achieve our goal, we provide advanced liquidity solutions for customers by providing innovative mobile applications along with contactless debit cards that can be used worldwide.
Our powerful AI & ML smart engine will automatically process your conversion / exchange requests just in time. Consider if you are traveling from the UK to the United States, and if you withdraw cash from an ATM, our GPS-guided mobile app instructs our server to convert the requested value from crypto to fiat or fiat to focus and energize the card with the withdrawal amount requested. Thus eradicate the time and money spent on Forex transactions. We offer unparalleled benefits from "no upper / lower limit" on transaction volume on crypto & fiat options, cash back option & loyalty for card users.
Upper & lower bounds will be set automatically depending on the user holding holding period, the holding time is directly proportional to the withdrawal / disbursement limit
Crypto Predictive Analytics & Negative Database:
Our 24/7 Fraud monitoring system with open audit facilitation provides extra security and extra transparency. Our perfectly structured data analytics engine will analyze every transaction on our platform from IP monitoring; fingerprinting devices, speed of payments and various other limit controllers to prevent unfavorable things.
Through our Crypto AI predictive analytics engine, we offer a unique tool for our users to analyze crypto market trends. We are also developing an open platform for building "Crypto Negative databases" where we will record all negative events that occur in the crypto community.
Crypto Credit Rating (CCR)
OTPPAY will launch the Crypto Credit Rating service where merchants and users will be profiled and updated CCR Scores will be announced. Our CCR score will be calculated taking into account many boundary conditions and geographic input so our CCR Score will be accurate.
Our CCR score will be used as the primary valuation key for the OTPPAY "Borrowing Service". Our CCR score will have three main vertical ratings, Credit Eligibility Evaluation, Cross Rate Limit & Payment Frequency. Our CCR score will be fully decentralized so that someone can trust OTPPAY CCR will be free from data manipulation.
OTPPAY uses end to end protocols for identity authentication, risk assessment and full credit ratings in Blockchain. Identity Attestation will be processed by eKYC. At OTPPAY, we regard the privacy of our customers as the core. Whenever a third party or institution accesses our CCR Score, our system will promptly send a warning notification, once a certain user approves the request then access will be granted to the appraiser. Our data will be end to end encrypted, thus by providing extra security to our users.
OTPPAY Borrow
"Crypto Crypto Instant Blockchain Powerful Subscription Solution"
Through our OTPPAY Lending option, our merchants can lend 2X to 5X Monthly Sales amounts as a short time credit. The Loan Limit will be calculated by the merchant's sales performance and CCR Score & Payment Scheme. Users of OTPPAY wallets may also use our OTPPAY Lending service to purchase products and services with merchants registered on the OTPPAY platform. All loan agreements will be monitored by smart contracts. Merchants & Customers, all active in our OTPPAY platform can avail the benefits of OTPPAY Loans without any geographical restrictions.
OTPPAY's goal is to provide a complete crypto solution under one roof with a higher level of transparency and higher security standards.
Other information:
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